Closing Cost Estimator
Estimate real estate closing costs.
Closing Cost Estimator
Estimate home buying closing costs
Formula
Total = Down Payment + All FeesHow to Use
- 1Enter property price — Input the purchase or sale price of the property.
- 2Select buyer or seller — Choose whether you are buying or selling to see relevant costs.
- 3Enter loan details — If buying with a mortgage, enter loan amount and type.
- 4See cost breakdown — View itemized closing costs and total due at settlement.
Frequently Asked Questions
How much are closing costs?
Buyer closing costs are typically 2-5% of the purchase price. Seller closing costs (mainly agent commissions) are 6-10% of the sale price.
What is included in closing costs?
Title insurance, attorney fees, appraisal, home inspection, loan origination fees, recording fees, transfer taxes, and prepaid items (insurance, taxes).
Who pays closing costs — buyer or seller?
Both pay. Buyers pay most fees (lender/title). Sellers pay agent commissions and some transfer taxes. Some costs are negotiable.
Can closing costs be rolled into the mortgage?
Some costs can be financed into certain loan types (VA, USDA). Conventional loans may allow seller concessions to cover buyer closing costs.