BRRRR Calculator

Analyze Buy-Rehab-Rent-Refinance-Repeat deals.

BRRRR Calculator

Buy, Rehab, Rent, Refinance, Repeat

Purchase Price ($)

Rehab Cost ($)

After Repair Value ($)

Monthly Rent ($)

Monthly Expenses ($)

Refinance LTV (%)

Closing Costs ($)

Formula

Cash Left = Total Investment − Refinance Amount

How to Use

1
Enter purchase price — Input the property purchase price (typically below market value).
2
Enter rehab costs — Estimate total renovation costs to bring the property to target condition.
3
Enter after-repair value (ARV) — Input the estimated value after renovations are complete.
4
Set refinance terms — Enter expected LTV ratio and interest rate for the refinance loan.
5
See BRRRR analysis — View cash left in the deal, monthly cash flow, and whether you can recoup your investment.

Frequently Asked Questions

What is the BRRRR strategy?

BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. You buy undervalue property, renovate it, rent it out, refinance to pull cash out, then repeat with another property.

What is the 70% rule in BRRRR?

Buy at or below 70% of ARV minus repair costs. Example: $200K ARV, $30K repairs → Max purchase = ($200K × 70%) − $30K = $110K.

How much cash should I leave in a BRRRR deal?

Ideally zero — a perfect BRRRR recovers all your cash on refinance. In practice, leaving $5-15K in the deal is common and still considered successful.

What LTV do banks offer for BRRRR refinance?

Most banks offer 70-80% LTV on investment property refinances. Some portfolio lenders go to 80%. The higher the LTV, the more cash you recover.

Renovation ROI

Calculate renovation return.

Cap Rate Calculator

Calculate property cap rate.

Cash-on-Cash Return

Calculate return on invested cash.