1031 Exchange Calculator
Calculate 1031 exchange tax deferral requirements.
1031 Exchange Deadline Calculator
Track your exchange deadlines
Formula
45-day identification, 180-day closing from sale dateHow to Use
- 1Enter sale price — Input the sale price of your relinquished (sold) property.
- 2Enter cost basis — Input your adjusted cost basis (purchase price + improvements − depreciation).
- 3Enter mortgage balance — Input any existing mortgage balance payoff amount.
- 4See exchange requirements — View minimum replacement property price and equity to reinvest for full tax deferral.
Frequently Asked Questions
What is a 1031 exchange?
A 1031 exchange (Section 1031 of the IRS Code) lets you defer capital gains taxes by reinvesting proceeds from an investment property sale into a "like-kind" replacement property.
What are the 1031 exchange deadlines?
45 days to identify replacement properties, 180 days to close. Both deadlines are strict and begin from the date you sell.
Can I do a 1031 exchange on my primary residence?
No. 1031 exchanges only apply to investment or business properties, not primary residences or vacation homes (unless certain conditions are met).
How much do I need to reinvest to defer all taxes?
Reinvest ALL net proceeds and acquire a replacement property of equal or greater value. Any cash taken out ("boot") is taxable.